
Your plan, drawn properly
Custom floor plans
Layouts developed from your sketch or brief, checked against zoning and the code, and drawn for permit.
- Floor plans & elevations
- Zoning & lot fit
- Sections & details
- 3D views where they help a decision
New Custom Homes · Toronto
Custom home builder in Toronto for lots where an older house is coming down: we design to Zoning By-law 569-2013 or the lot’s former by-law, engineer the structure, HVAC and grading, file the demolition and building permits with Toronto Building, and build the house with our own crew.

What’s included
A new house is the one project where every discipline is ours from the start. The structural sheet never fights the mechanical one, and the office that drew both coordinates the build. In Toronto the package goes to Toronto Building, and it is drawn to that department’s checklist.
The package
Find your situation below. If it’s there, this is the service, and the card underneath is everything you get from our one office.
05 common situations
07
items in your package, all from one P.Eng and BCIN team.
Drawn & stamped in-house
How it runs
Four steps from the lot to the occupancy permit, with one office answering for every drawing.
We walk the lot, check the zoning and any conservation or servicing constraints, and turn your brief or sketch into a first layout.
Architectural, structural and mechanical drawings developed together in one office, then filed for permit and followed through the city’s comments.
Excavation, foundation, framing, envelope, rough-ins and finishes by the builder we coordinate, with the engineer on site at each structural stage.
Final inspections, the occupancy permit, and a house built to the drawings you approved.
Case files
Open any file for the scope, the disciplines involved, what we delivered and what the owner came away with.

A compact two-storey suite in a Toronto backyard. Architectural and structural drawings, zoning review and a framing package that makes every square foot count.
Delivered
New living space on a lot the owners already had.
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Structural walls came out and rooms were added to open the plan. Beam and column design, permit drawings and renovation coordination through to final inspection.
Delivered
An open layout where the load-bearing walls used to be.
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A code-compliant second unit with its own entrance, fire separations between the units, HVAC design and the full permit package.
Delivered
A legal second unit that brings in rent and adds property value.
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A new build taken from the client’s sketch to occupancy, with the architectural, structural and mechanical design done by one team.
Delivered
Built to the client’s own plan, with one team answering for every discipline.
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A two-storey garden suite laid out to get the most usable space from the footprint, designed and permitted as a rentable unit.
Delivered
Rental income and a higher property value.
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A dental office converted into a supermarket. Interior renovation, a new plumbing system and fire separations upgraded to the Ontario Fire Code.
Delivered
A dental office reopened as a supermarket, compliant with the Ontario Fire Code.
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A custom covered porch that turns the front of the house into usable outdoor space. Addition design and structural drawings for the permit.
Delivered
More usable outdoor space and added home value.
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Site grading to manage drainage and prepare the land for a new driveway, drawn as a grading plan for the site alteration permit.
Delivered
Drainage handled and the land ready for a new driveway.
Start a project like thisPhoto plates
Additions, basements, kitchens, new builds and commercial fit-outs. Drag a row to scrub through it, or open any photo full size.Tap any photo to see it full size.
21 platesResidential, commercial & new build
The drawing set
Framing schedules, wall assemblies, dimensions and a city review stamp, as issued. Client title blocks are trimmed off to protect the people we drew them for.
Drawing set
Sheets in this set
Sheet title
Existing basement plan
The existing house recorded before any design: beams, joists and bearing walls.
Drawing no.
2 of 5
Service area
From the office we cover the whole GTA, north to Barrie and Orillia, east to Peterborough and Cobourg, west to Kitchener and Brantford, and down through Niagara.
46 across 8 regions
York Region
Toronto & Peel
Halton
Durham
Simcoe & Dufferin
Waterloo, Wellington & Brant
Hamilton, Niagara & Haldimand
Kawarthas & Northumberland
Past the 90-minute line
We've also completed projects in London and Strathroy. Farther out than that? Call (416) 990-9179 and ask.
Permits filed with municipalities including
Before you call
Anything we haven’t answered here, we’ll answer on a call. The first consultation is free.
(416) 990-9179A building permit with architectural, structural, mechanical and energy-compliance drawings and a grading and servicing plan, plus any minor variance or conservation permit the lot triggers. Toronto Building issues the building permit and, at the end, the occupancy permit, and inspects the build in between. Toronto reviews lot grading through the building permit; a separate permit applies only inside ravine and natural feature protection areas.
If the lot is in a TRCA Regulated Area, yes, and we check TRCA’s own mapping when the survey comes in. Building anything in a TRCA Regulated Area takes a TRCA permit, and Toronto will not issue the building permit until it is in hand. TRCA asks for a pre-submission consultation, which we hold before the footprint is fixed. TRCA issues its permits in the owner’s name: the permit is yours, even though we prepare what it reviews. We confirm the issuing body when we apply, because TRCA is due to merge with the Central Lake Ontario Conservation Authority on February 1, 2027 or later.
It depends on the district. The first check is whether your lot is inside one. Toronto has Heritage Conservation Districts designated under Part V of the Ontario Heritage Act. They include Blythwood Road, Cabbagetown (North, Northwest, Metcalfe and South), Cabbagetown Southwest, Draper Street, East Annex, Fort York, Garden District, Harbord Village, Historic Yonge Street, Kensington Market, King-Spadina, Kingswood Road South, Lyall Avenue, West Annex Phase 1: Madison Avenue, Parkdale Main Street, Queen Street West, Riverdale, Rosedale (South and North), St. Lawrence Neighbourhood, Teiaiagon-Baby Point, Union Station, Weston Phase 1, Wychwood Park and Yorkville - Hazelton. For a lot inside a district, we confirm with Toronto Building what it asks of a new house before the massing is drawn.
Yes. We take on new custom homes across Toronto, including North York and Scarborough, about half an hour from our Richmond Hill office. The first consultation is free, by phone or on site.
Three things to start: lot address and a survey, if you have one; your sketch, brief or a plan from another designer; and whether the lot is serviced or needs a well and septic. Send those and we tell you what Toronto Building will ask for before we quote.
Most Toronto lots are zoned under By-law 569-2013, while some remain under the by-law of a former municipality, so we confirm which one governs yours before the house is massed. Toronto Building treats a new house application as incomplete without a Zoning Applicable Law Certificate, so that zoning review is the first thing we apply for. If the design needs relief, the minor variance goes to the Committee of Adjustment before the building permit can be issued.
It can. Demolition, the basement dig and new service trenches all reach into roots, and Chapter 813 requires a permit before a private tree 30 cm or more in diameter at 1.4 m above ground is injured or removed. City street trees are protected at any size, so a new driveway or water service at the front is planned around them too. We plot both from the survey before the footprint is fixed, and apply for any tree permit while Toronto Building reviews the house.
Yes, where the lot qualifies. Toronto allows multiplexes of up to four units across the city and up to six in the Toronto and East York District and Ward 23, so a replacement house can go into its first permit set with its units, fire separations and services already designed. We check the unit count against By-law 569-2013 or the lot’s former by-law, and our broker can compare layouts on value before the plans go further.
Yes. Ontario’s Building Code Act requires a permit to demolish a building as well as to build one, and in Toronto both are issued by Toronto Building, whose inspectors check demolition work under its permit just as they check new construction. When an older house on a narrow lot comes down, we prepare the demolition application alongside the new house drawings so the two move together.
It is possible, but weigh it first. Ontario notes that homes built on existing footings or foundations may not be covered by the Tarion new home warranties, and the foundation under a prewar or postwar Toronto house was designed for that house, not for a new one. Our P.Eng checks what is there against the new loads, and Toronto Building reviews the result with the rest of the permit set.
Searched & answered
Short answers to the new custom homes questions people search most, and the broader topics they lead to.
Not covered here? Book a free consultationThe house itself sets most of it: its size, structure and finishes. A Toronto lot then adds items of its own, such as demolishing the old house, a minor variance at the Committee of Adjustment, a TRCA or ravine permit, tree permits, and the sealed grading plan and certificate the city requires. Fine Engineering prices those after a site visit, once the lot is known.
The house sets it: its size, the finishes, the systems chosen and the site work the lot needs. Design and engineering are priced as separate lines from construction. Fine Engineering prices from drawings, so the quote comes after the free consultation, once there is a design to measure.
They can be. A builder repeating one plan across a subdivision can spread the design, engineering and approvals over many lots. A custom home carries those costs alone, and the owner’s choices of layout and structure add to them. Fine Engineering points out which design choices add cost as the first layout is drawn.
It depends on the lot and the house. Design and the permit come before construction, and once a complete application meets the Building Code’s criteria, the Code sets a statutory review period for a house permit. Fine Engineering gives a schedule with the quote and updates it as the municipality responds.
A heat- or energy-recovery ventilator swaps stale indoor air for fresh outdoor air and passes heat between the two airstreams on the way. A new house, or a permit with HVAC work, usually needs a mechanical ventilation design, and Toronto Building asks for one with every HVAC permit application. An HRV or ERV is the usual way to meet it. Fine Engineering sizes them in its HVAC designs.
Usually because the heat reaching the room does not match the heat it loses. A room over a garage, or one with more glass and outside wall, loses heat faster, and a long or undersized duct delivers less air than the room needs. A room-by-room heat-loss calculation and a duct design show where the gap is. Fine Engineering does both for existing houses as well as new ones.
Good to know
In Toronto the reviewer is Toronto Building. Every Toronto lot sets its own terms: zoning, servicing, soil and any conservation authority permit decide what the lot allows before a plan is drawn.
We walk the site with the survey, usually within a day or two of the call, before anything is drawn, then file the new custom homes package to Toronto Building’s own checklist.
Toronto’s housing is prewar and postwar houses on narrow lots across the inner suburbs, with most recent growth in mid- and high-rise apartments. A custom home goes on one of the house lots, and where it replaces an older house on a narrow lot, the side yards, the walls next door and the grades on both sides fix the footprint before the floor plan does. The survey and the zoning check therefore come before the first sketch.
A new house needs the mechanical calculations in Toronto Building’s Residential Mechanical (HVAC) guide, which its New House guide links to: heat loss and heat gain, duct design, and the mechanical ventilation design with its calculations. Our mechanical designer works them out from the architectural set, and the equipment and duct sizes follow from those numbers.
Toronto Building’s New House guide asks for an Energy Efficiency Design Summary form for Part 9 residential buildings. We fill it in from the same HVAC design and envelope details that go into the permit set, so the form and the drawings agree.
Toronto Building’s grading rules for infill houses call for a site grading plan that creates no new ponding on the lot or the lots beside it, with side yards sloped at least 1.5 per cent and rear yards no steeper than 10 per cent. On a narrow lot between two existing houses, those slopes have to meet the neighbours’ grades at both side lot lines.
Downspouts are part of the same plan. On a new house with a frontage of 15.24 m or more, they may not be connected to a combined or storm sewer without Toronto Water’s approval, so the grading plan shows where each one discharges.
For house projects of two units or less, Toronto Building can rely on a professional engineer’s seal to establish Building Code compliance, in whole or in part, and in 2025 the program grew to take in mechanical design and some fire protection measures. A new house, or a new house with one secondary suite, can fall within it, but zoning and applicable law are still reviewed in full.
We seal the structural and HVAC sheets in-house and submit them with the Assumption of Responsibility for Engineering Content form, so the examiner can see which parts of the set rest on the seal. A multiplex of three or more units takes the standard review instead.
Contact us
Send us the lot address and your sketch and we’ll tell you what it takes, on a free first call.
First consultation free(416) 990-9179